top of page

The California Consumer Privacy Act (commencing with Civil Code § 1798.100) (“CCPA”), as amended by California voters in 2020, grants to California residents certain rights in their private, personal information (“PI”) that is collected by companies with whom they do business. Under the CCPA, PI is defined broadly to encompass non-public records information that could reasonably be linked directly or indirectly to you. PI could potentially include photographs of, or sales information about, your property.

 

Your PI will be collected and likely shared with others, including real estate licensees, a Multiple Listing Service, real estate internet websites, service providers, lenders, and title and escrow companies, to name several possibilities. Businesses that are covered by the CCPA are required to grant you various rights in your PI, including the right to know what PI is collected, the right to know what PI is sold or shared and to whom, the right to request that the business correct or delete your PI, the right to “opt out” or stop the transfer of your PI to others, and the right to limit the use of certain PI which is considered “sensitive.” You may get one or more notices regarding your CCPA rights from businesses you interact with in a real estate transaction. However, not all businesses that receive or share your PI are obligated to comply with the CCPA. Moreover, businesses that are otherwise covered under the CCPA may have a legal obligation to maintain PI, notwithstanding your instruction to the contrary. For instance, regardless of whether they are covered by CCPA, under California law, brokers and Multiple Listing Services are required to maintain their records for 3 years. If you wish to exercise your rights under CCPA, where applicable, you should contact the respective business directly.

 

You can obtain more information about the CCPA and your rights under the law from the State of California Department of Justice (oag.ca.gov/privacy/ccpa). Additionally, the California Privacy Protection Agency is authorized to promulgate regulations which may further clarify requirements of the CCPA (cppa.ca.gov/regulations/).

Daniel Moskowitz
410 N Santa Cruz Ave
Los Gatos, CA 95030
CalRE 01316771 

Text or Call "I need Help"

company_logo_Horizontal2.jpg

*Stopping a foreclosure *permanently* will require that you find a way to make payments to the lender at sometime in the future. There are many ways we can go about it. That is why it is best to schedule an appointment for a FREE CONSULTATION 

 

****Stopping a foreclosure permanently requires you follow the terms of the agreement on the note and deed of trust. Unless the deed of trust is modified by your lender *

*Most likely your lender will require that you find a way to make payments to the lender. Each situation is different and must be evaluated to determine if STOPPING A FORECLOSURE IS POSSIBLE. The deed of trust and note will tell what the lender and you agreed to. Interpreting contracts may require legal as we are not lawyers and we can have a lawyer look at your documents in the event that you do not understand the document or documents you have signed. *

​

Outside Vendor services Consultations are free with referral from Daniel Moskowitz- Fees apply only when outside accounting, legal, or credit repair services are directly contracted by you with consultant professionals. Initial consultation with an attorney is free.

​


Disclaimer: Some photos and names used on this site are accurate and some have been changed to respect the privacy of Each individual.

​

bottom of page