Foreclosure doesn’t have a single solution — but it does require the right next step.
One Call. Clear Direction. Real Help.
Whether it’s a loan modification, bankruptcy protection, AB 2424, or another option, we help you understand what applies to your situation and then help do the work — at no cost.
Here Dan and Aaron Talk about Bankruptcy.
BANKRUPTCY (Protection / Last-Line Defense)
Bankruptcy can temporarily stop foreclosure and give homeowners critical breathing room when time has nearly run out. While it’s not always the first option, it can be a powerful legal tool when used correctly and at the right moment.
Dan helps homeowners understand when bankruptcy makes sense, how timing affects outcomes, and connects them with trusted bankruptcy attorneys when legal protection is necessary.
The right paperwork can change everything.
LOAN MODIFICATION (Keep the Home / Long-Term Solution)
A loan modification changes the terms of your mortgage to make payments more affordable. This may include adjusting the interest rate, extending the loan term, or addressing past-due amounts.
Dan doesn’t just explain loan modifications — he helps do the work. That includes organizing documents, reviewing forms for accuracy, submitting packages, and coordinating with lenders to avoid delays and repeat denials.
Timing and compliance make the difference.
STALL THE BANK
Do you need more time to avoid foreclosure? Everybody wants to stall the bank. How many different people.
There Is More Than One Way to Avoid Foreclosure
From early intervention to last-resort protection — the right option depends on your situation and timing.
Every homeowner’s situation is different. That’s why there isn’t a single solution that works for everyone.
At Free Help to Keep Your Home, we help homeowners understand 12 different ways to avoid foreclosure. Some options apply early in the process, others later — and some may not apply at all.
The three strategies below are just a few of the paths we may discuss. The most important step is identifying which option fits your situation right now.
The difference isn’t how many options exist — it’s knowing which one applies to you.
